Member Insurance Program
The Canadian Public Relations Society has partnered with LMS PROLINK Ltd to offer insurance solutions tailored to the public relations industry and the professionals who compose it.
The following Insurance Programs are available exclusively to CPRS National members, who will enjoy significant savings on premiums for:
- Professional Liability/Errors & Omissions Insurance
Commonly known as Errors & Omissions (E&O) Insurance, it is increasingly becoming a requirement for all professional services providers in the business world. Professional Liability covers mistakes committed while performing professional activities within the scope of being a professional public relations practitioner. The protection covers allegations, whether factual or not, and, of course, your legal costs to defend a civil suit.
The CPRS program offers:
- protection for your business and reputation from all professional liability lawsuits and compensatory damages;
- liability limits ranging from $1,000,000 to $5,000,000;
- critical protection for as little as $400 per year for individual members and $600 per year for firms; and
- a 15% premium discount to APR accredited members.
Click here to apply
- Commercial General Liability Insurance
This insurance covers your general business activities such as visits and meetings with customers, company events, libel and slander, advertising, and so on. Many corporations and government/public sector organizations require their suppliers to maintain $1,000,000 or $2,000,000 in CGL coverage. and many property owners require their tenants to maintain $2,000,000 to $5,000,000 in CGL coverage.
The CPRS program offers:
- Liability limits from $1,000,000 to $5,000,000.
- CGL coverage for as little as $200 per year for individual members and $500 for firms.
Click here to apply
Learn more about E&O and Liability Insurance
- Property Insurance
This will provide protection against losses related to the physical assets of the business purchasing the insurance including buildings, business contents, laptops, business interruption, crime, and so on. Every business needs to protect its property – from buildings and furniture to computer equipment and money/securities.
The CPRS program offers:
- protection of assets for as little as $350 per year. Property insurance outside of this CPRS group program will typically carry a minimum annual premium of $750; and
- a 5% credit if the applicant is 5 years claims free!
Click here to apply
- Group Benefits Plan
Members have access to comprehensive coverage at significantly discounted rates. Flexible coverage options available for individuals, couples, single parents, & families. Benefits include Health & Dental, Members Assistance Plan, Life, AD&D, and Disability Insurance.
The CPRS program provides:
- access to comprehensive coverage at significantly discounted rates;
- flexible coverage options for individuals, couples, single parent families, and families;
- extended health care, dental, life insurance, accidental death & dismemberment, short and long-term disability and members’ assistance plan; and
- optional extended coverage for both life insurance and critical illness insurance.
Learn more.
Click here to apply.
- Disability
These plans offer a full line of disability insurance products to replace personal income, cover office overhead expenses or provide funding for the buy out of a disabled shareholder's interest in the business. The average member will realize significant savings.
Learn more.
Click here to apply.
For more information on Professional Liability, General and Property Insurance contact:
Wolf Leue
CPRS Program Manager
Tel: 416-644-7733
wolfl@lms.ca
For more information on the Group Benefits Plan contact:
Frank Palleschi
Group Benefits Coordinator
Tel: 416-644-7735
frankp@lms.ca
1-800-NO-DOUBT (663-6828), www.lms.ca/cprs
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